Financial Toolkit Pro

Your comprehensive financial calculation dashboard

Mortgage Calculator
LTV Calculator
DTI Calculator
DSR Calculator
ROI Calculator
NPV Calculator

Mortgage Calculator

Financial Terms Glossary

LTV (Loan-to-Value)

The ratio of a loan to the value of the asset purchased, expressed as a percentage.

DTI (Debt-to-Income)

A personal finance measure comparing an individual's debt payments to their overall income.

DSR (Debt Service Ratio)

Measures the cash flow available to meet annual interest and principal payments on debt.

ROI (Return on Investment)

A performance measure used to evaluate the efficiency of an investment.

NPV (Net Present Value)

The difference between the present value of cash inflows and outflows over a period of time.

Amortization

The process of spreading out a loan into a series of fixed payments over time.